Apna Digital Point

Apna Digital Point, a business unit of Spice Digital, uses unrivalled technology to enable next door kirana store to function as a 'MINI BANK' Branch. We are one of India’s largest tech-enabled Hyper Local Payments Network offering various services like Cash Deposit, Cash Withdrawal, Balance Inquiry, Bill Payments, Aadhaar Enabled Services, Air Time Recharge, POS Services, Railway Ticketing Services etc. through our authorized agents.

Our endeavour is to bridge the gap between the served and the un-served, providing banking services to customers at their doorstep. We are a one-stop solution for providing seamless financial services.

Our Focus is primarily on Financial Inclusion – with our Deep presence in “Bharat” with nearly 85% of the 70,000 Customer Service Points in semi-urban and rural India.

Travel Services

Gamut of travel services under one roof

Apna Digital Point provides opportunity to book railway/flight/bus tickets and low cost hotels under one roof.

In today’s fast paced world no one has the time to stand in colossal queues for booking tickets. Our travel services fulfill the travel needs of millions of travelers looking for reasonable, reliable, close to home and comprehensive travel solutions.

We offer an all-inclusive travel experience, so look no further and enjoy a gamut of services at one place.

The travel solutions we provide include

  • IRCTC
  • Flights Booking
  • Bus Ticketing
  • Hotel Booking

Train Tickets

We provide the agents the medium to book train tickets and become IRCTC authorized train ticketing agency and earn an instant commission on sale of every ticket and avail monthly incentive plans. We are the only company to offer commission on rail tickets. We provide a user friendly and quick interface to our agents to book tickets for their customers through a single wallet system. The wallet can be recharged by using multiple options like Credit Card, Debit Card, Cash, Cheque, DD and Net Banking.

Earn ₹ 20,000 to ₹ 50,000 every month